With proper documentation, we will send your dispute to all three credit bureaus to permanently change an inaccurate credit reference. You must be set up for this service and provide the proper documentation as detailed in the instructions. While there is no guaranty by the major repositories or LandAmerica that the score will increase, our experience has been favorable in most instances.

How to place an order for BureauDirect^™

1) Use the BureauDirect^™ Request form as a cover sheet. You must provide your name, as contact person, plus your phone number, and fax number.

2) Supply Documentation: (Name and number for contact person of provider that will verify corrective action needed is helpful)

i. Letter from creditor provided by consumer that confirms the consumers dispute

ii. Or, “UDF” universal data form completed by creditor - for use with TransUnion Only.

iii. Certified Court documents (release of lien, bankruptcy papers satisfaction of judgment, Etc.)

(The letter or UDF must contain adequate identification of the consumer and the account to be updated, must indicate the nature of the update to be made, and must be signed by an authorized representative of the data furnisher.)

NOTE: These are the only documents the credit bureaus will accept. Please do not supply cancel checks or credit card statements, they are not acceptable forms of documentation. Sorry – their rules not mine.

3) Client may re-pull credit on consumer after LandAmerica completes the service on files older than 30 days. To prevent re-pulling old file client must request LandAmerica to re-pull credit on files under 30 days old (this is done due to our normal 30 day re-pull protection)
Please note: Experian is charged at $15.00 per reference and TransUnion and Equifax is $30.00 per reference.